Several vehicle insurance policies are still sold for 12 months. As during the year insurance needs may change from time to time for some drivers, temp car cover is now on offer from some specialist providers.

A widely accepted definition of temp automobile insurance is short term cover lasting from a minimum of one day to one month. However, there are now a number of specialist insurance companies who now offer flexible insurance for between one to six months.

In addition pay-as-you-go options are now available allowing drivers to setup and manage their policy online. This gives the option to switch insurance on and off for periods when they know it will not be required.

There are several scenarios where drivers may take out one day insurance . One is making sure you are adequately insured when using a friends auto. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any No Claims Discount built up. This could therefore be an attractive option for drivers who have built up a big no claims bonus.

Another reason temp insurance is taken out is to provide protection for a driver sharing the driving on a longer journey.

Protecting a visitor from abroad is another reason why taking out short term insurance may be necessary. As is needing short term cover when taking a newly purchased vehicle home. Taking a test drive and requiring cover for a weekend can be another eventuality.

Many people who drive a van, don’t actually own one themselves. This can be where 1 day insurance is useful, when you are using a van for differing situations.

For bikers that are planning a summer road trip, cheap temp cover could be very useful. This could be cost effective if they only ride the bike occasionally.

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