Most car insurance policies are still sold for one year. However to match the flexible driving needs of several of today’s drivers, temp insurance is now available for much shorter periods of time.

Short term car insurance is often classed as policies ranging from one to 28 days. However, now flexible insurance can be secured for between 1 to 8 months.

To add to this, the popularity of pay as you go insurance is available. This gives the benefit of being able to switch insurance on and off for periods when it will not be required.

There are numerous situations where 1 day insurance may be needed. One is making sure you are adequately insured when using a friends auto. Securing an extra policy for this could protect a no claims bonus built up if no claim has been made for a while. This could be an attractive option for more experienced drivers.

Another reason temp insurance is taken out is to provide protection for a driver sharing the driving on a longer journey.

Insuring a foreign guest while they are visiting is a popular reason. As is needing cover when buying a new automobile either privately or from a dealer and needing to drive it home. Taking a test drive and needing insurance for a day can be another eventuality.

Several drivers of vans will either be hiring or borrowing the vehicle. This is where one day car insurance can be very useful, if you are borrowing a van to move house or for other needs.

For riders that are planning a summer road trip, short term car insurance could be a solution. This could be very beneficial if they use a car most of the year and will only be using the bike while they are away.

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